OSHC is a type of health insurance that is mandatory for all international students studying in Australia. It covers the costs of medical and hospital care, as well as ambulance cover and limited pharmaceuticals.

Why is OSHC important?

OSHC is important because it can help you to avoid high medical costs if you need to see a doctor or go to hospital while you are studying in Australia. Medical costs in Australia can be very expensive, even for minor injuries or illnesses. OSHC can help to cover these costs, so that you can focus on your studies without having to worry about your finances.

What services are covered by OSHC?

OSHC covers a wide range of medical and hospital services, including:

• Doctor’s visits
• Hospital admissions
• Ambulance services
• Prescription medications
• Some dental and optical services

What are the different types of OSHC?

There are two main types of OSHC: minimum cover and extra cover.

• Minimum cover: Minimum cover covers the basic medical and hospital services that you need to stay healthy and well while you are studying in Australia.
• Extra cover: Extra cover covers additional services, such as dental and optical services, physiotherapy, and ambulance cover outside of Australia.

How much does OSHC cost?

The cost of OSHC varies depending on the type of cover you choose and your age. You can usually purchase OSHC through your educational institution or directly from an OSHC provider.

How do I purchase OSHC?

You can usually purchase OSHC through your educational institution or directly from an OSHC provider. Most OSHC providers offer online quotes and applications.

How do I make a claim on OSHC?

If you need to make a claim on your OSHC, you will need to contact your OSHC provider and provide them with documentation of your medical expenses. Your OSHC provider will then process your claim and reimburse you for the costs that are covered by your policy.

Conclusion

OSHC is an important safety net for international students studying in Australia. It can help to cover the costs of medical and hospital care, so that you can focus on your studies without having to worry about your finances. If you are an international student studying in Australia, be sure to purchase OSHC before you arrive.